Business Loan Assistance in India – Based on Banking Conduct

Need capital to grow your business? Whether you're a startup, small business owner, trader, or self-employed professional, we help you secure the right business loan based on your banking conduct and cash flow. Even if you lack a high credit score or traditional documents, strong banking transactions can help you get approved.

Note: We are not a direct lender. We assist in matching your business with the best loan offers from trusted banks & NBFCs based on your eligibility and financial conduct.

Benefits for You

• Business loan based on banking transactions

• No need for property collateral

• Easy process with minimal documentation

• Loans for businesses with low CIBIL

• Compare multiple banks & NBFC offers

• Assistance from start to disbursal
• Transparent & guided loan application

What is Banking Conduct-Based Loan?

Banking conduct refers to your business’s day-to-day financial transactions, such as:

• Volume of credit/debit in bank account

• Average monthly balance (AMB)

• Cheque bounce history

• Loan EMI history

• Cash flow consistency

If your business has healthy transactions, even without strong ITRs or collateral, you can qualify for a working capital loan or unsecured business loan through our partnered lenders.

Basic Eligibility:

• Age: 21 to 65 years

• Indian citizenship

• Business running for at least 1 year

• Monthly bank credits: ₹50,000 and above

• Good banking behavior (no/few cheque bounces)

Documents Required

Unlike traditional loans, banking conduct-based loans rely heavily on your bank statement. Commonly required documents:

• PAN Card (Personal/Business)

• Aadhaar Card or Business Address Proof

• Last 6–12 months of Bank Statement

• Business Proof (GST certificate, Shop Act, etc.)

• Photograph

Note: ITRs, Balance Sheets, or Collateral NOT mandatory for basic eligibility in many cases.

We Serve All Major Indian Cities

Our loan assistance service is available PAN India:

• Delhi NCR
• Mumbai
• Bengaluru
• Hyderabad
• Pune
• Chennai
• Ahmedabad
• Jaipur
• Indore
• Lucknow
• Kochi and more...

Why Choose Us for Your Business Loan?

• We are a loan facilitator, not a lender

• Tie-up with top private & public sector banks & NBFCs

• Specialize in banking-based business loan approvals

• Support for low credit score & no collateral cases

• Expert team to help with paperwork & lender coordination

• Quick, honest & hassle-free process

Who Can Benefit the Most?

• Businesses with strong bank inflow/outflow

• Businesses with low or no ITR filing

• Proprietors or traders with regular cash flow

• Seasonal or regional business owners

• SMEs needing working capital or expansion funds

Check Your Eligibility Now

We analyze your last 6–12 months of banking transactions and give you a free eligibility report.

•  [Check My Eligibility]

Who Can Apply?

We assist the following profiles:

• Small business owners (retail/wholesale)

• Traders and distributors

• Service providers

• Freelancers & consultants

• Startups with 1+ year of banking history

• Proprietorships, Partnerships, LLPs, Pvt Ltd

How to Apply for a Business Loan

• Submit enquiry with your contact & basic business info

• Upload last 6 or 12 months of bank statements

• Get matched with best loan offers from multiple banks

• Select lender, complete documents

• Receive loan within 2–5 working days

Ready to Expand Your Business?

Let us help you secure a business loan based on your banking performance. Fast, reliable, and customized to your needs.

🔹 [Apply for Business Loan Now]

🔹 [Get a Free Consultation]