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Equipment Loan – Finance to Upgrade Your Business Tools

Equipment Loan– Finance to Upgrade Your Business Tools

Whether you’re a doctor upgrading diagnostic machines, a manufacturer expanding your plant, or a trader investing in new systems — we help you secure the right equipment loan from top banks and NBFCs with best-in-class interest rates, flexible terms, and easy approvals.

We are not a direct lender. We assist you with everything — from eligibility checks to document guidance and connecting you with suitable lenders, so you can get faster disbursal and maximum benefits.


Benefits of Equipment Loans Through Us

  • Loan amounts from ₹1 Lakh up to ₹2 Crores
  • No collateral required for specific loan amounts
  • Applicable for new or used equipment
  • Fast processing – approvals in 48–72 hours
  • Funding up to 100% of equipment cost
  • Flexible EMI and repayment options
  • Multiple bank & NBFC options under one roof

Who Can Apply?

Equipment loans are suitable for:

  • Doctors & medical professionals
  • Manufacturers & industrial business owners
  • Construction companies & contractors
  • Service providers (laundry, printing, cleaning, etc.)
  • Traders, retailers, warehouses
  • MSMEs & startups

Eligibility Criteria

Parameter

Requirement

Age

21 to 65 years

Business Vintage

Minimum 6 months to 3 years

Turnover Requirement

₹10 Lakhs+ annual turnover (flexible)

Credit Score

650+ preferred (we help with lower too)

Equipment Use

Must be for commercial/business use

 Documents Required

Personal KYC:

  • PAN & Aadhaar card
  • Passport-size photo

Business Proof (any):

  • GST registration
  • Udyam/MSME registration
  • Trade license / Shop Act license
  • Professional degree (for doctors or other professionals)

Financial Documents:

  • Bank statements (last 6–12 months)
  • ITR (last 1–2 years preferred)
  • Equipment quotation/invoice
  • Existing loan repayment track (if applicable)

What Types of Equipment Can Be Financed?

Equipment Type

Suitable For

Medical Equipment

Clinics, hospitals, diagnostic centers

Manufacturing Machinery

Factories, production units

Construction Equipment

Builders, contractors, infrastructure firms

Retail & POS Systems

Shops, salons, supermarkets

IT & Office Equipment

Startups, BPOs, designers, IT firms

Cleaning, Laundry & Industrial Tools

Service-based businesses

Note: We also assist in second-hand equipment funding, depending on condition and valuation.

Loan Features at a Glance

Feature

Range/Details

Loan Amount

₹1 Lakh to ₹2 Crores

Interest Rate

Starting from 9.5% p.a.

Repayment Tenure

12 to 60 months

Processing Fee

1% – 2.5%

Funding Type

Up to 100% of equipment invoice value

Collateral Requirement

Not required for most cases


Where We Provide Support

We assist applicants PAN India, including:


Mumbai, Delhi, Bengaluru, Hyderabad, Chennai, Ahmedabad, Pune, Kolkata, Lucknow, Jaipur, Indore, Kochi, Nagpur, Surat and even Tier 2 and Tier 3 cities.


Worried About Low CIBIL or No ITR?

We understand that not everyone has a perfect profile — that’s why we help you with alternate options like:

  • Banking turnover-based eligibility
  • GST return-based approvals
  • Co-applicant or business partner-based eligibility
  • Flexible lenders open to funding with strong equipment invoice and banking record

How to Apply for an Equipment Loan

Fill out a quick application form online

  • Share basic documents or let our experts help you gather them
  • Get matched with the most suitable lenders
  • Compare offers and finalize your preferred one
  • Loan gets disbursed to your account or directly to the equipment seller

 FAQs – Equipment Loans


 Yes, we work with lenders who approve loans based on banking turnover or GST records.

 For most small to mid-range equipment loans, no collateral is required.

 Yes, funding can be arranged for pre-owned equipment depending on the valuation and age.

 Yes, we offer solutions even for newly started businesses, subject to a few basic proofs.

Upgrade Your Business with the Right Equipment – We'll Handle the Finance

Don’t let funding limit your growth. Whether it's medical, industrial, or tech — we’ll guide you to the best lender, ensure maximum loan amount, and get it done fast.

  •  Check Eligibility for Equipment Loan
  • Apply Now
  • Speak to an Equipment Loan Expert

Have Query ?