×

Professional Loan – Tailored Funding for Independent Professionals


Professional Loan – Tailored Funding for Independent Professionals

As a professional, your financial needs are unique — whether it's setting up a new clinic, upgrading your office, buying equipment, or managing working capital. Our Professional Loan solutions help you secure funds from leading banks and NBFCs with minimal paperwork, quick processing, and custom-fit options.

Note: We are not a direct lender. We act as your trusted loan partner, helping you apply through multiple institutions to ensure you get the best interest rate, lowest EMI, and highest approval chance.


Benefits for Professionals

  • Loan amounts from ₹1 Lakh to ₹50 Lakhs+
  • Customized for doctors, CAs, architects, and other professionals
  • Minimal documentation with quick processing
  • Disbursal within 2–4 working days

  • No collateral required (unsecured)

  • Flexible repayment tenure (12 to 60 months)

  • Top-up, balance transfer, and overdraft options available

Who Can Apply for a Professional Loan?

We help the following professionals get fast access to funding:

  • Doctors (MBBS, BDS, MD, etc.)
  • Chartered Accountants (CA)
  • Architects & Engineers
  • Management & IT Consultants
  • Company Secretaries (CS)
  • Freelance designers, legal professionals, etc.
  • Self-employed with a valid license or professional registration

 Eligibility Criteria

  • Indian resident aged 22–65 years
  • Registered professional with at least 1 year of work experience
  • Income of ₹25,000/month or above
  • Valid professional degree or license (as per category)
  • Decent credit history (CIBIL 650+), though alternate profiling is also possible

 Documents Required

Minimal and specific to your profession:

  • PAN & Aadhaar (KYC documents)
  • Professional qualification certificate (e.g., MBBS, CA, etc.)
  • Registration certificate or license
  • Latest 6–12 months bank statements
  • ITR for last 1–2 years (if applicable)
  • Office address proof
  • Ongoing loan/EMI statements (if any)


Loan Options for Professionals

Type

Description

Term Loan

One-time disbursal, fixed EMI repayment

Flexi Loan / OD

Withdraw as needed, pay interest on usage only

Balance Transfer

Transfer existing loan for lower interest

Top-Up Loan

Extra funding on top of existing loan

Equipment Financing

For machinery, computers, diagnostic tools

Loan Snapshot

Feature

Details

Loan Amount

₹1 Lakh to ₹50 Lakhs+

Interest Rate

Starting from 11% p.a.

Tenure

12 to 60 months

Collateral

Not required (unsecured loan)

Approval Time

2–5 working days

Repayment Type

EMI / Flexi options available


Available in All Major Cities

We assist professionals across India, including:

Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Pune, Ahmedabad, Kolkata, Surat, Jaipur, Lucknow, Indore, Chandigarh, and more.


Why Choose Us for Your Professional Loan?

We compare loans across multiple lenders to get you the best deal

  •  Full assistance with documentation and profile matching
  • High approval chances, even for professionals with limited banking history
  • Expert advisors to guide your application end-to-end
  • Fast & paperless processing wherever possible

How to Apply

  • Fill out our short form with your professional details
  • Upload required documents (qualification, income, banking info)
  • We match you with the best offers from our partner banks/NBFCs
  • Choose your plan, get approval, and receive the loan in your account

 FAQs – Professional Loan

Depending on the lender, either ITR or bank statement showing income is sufficient.

Yes. Most professional loans are unsecured and don’t require collateral.

We can assist you with a top-up or a balance transfer for better terms.

Yes, if you have a valid professional profile or regular income proof.

Ready to Take Your Practice or Career to the Next Level?

Let us help you access the funds you deserve — quickly, easily, and professionally.

  • Apply Now
  • Talk to a Loan Specialist

Have Query ?