Types of Home Loans in India
Your Dream Home, Backed by the Right Loan
Buying, building, or renovating a home is a major milestone. We help you find the right type of home loan based on your need — whether it’s for purchasing a flat, constructing a house, or renovating your current space.
With access to a wide network of banks and NBFCs, we offer personalized guidance, quick processing, and best-matched home loan offers suited to your financial profile.
Used to purchase a new or resale residential property from a builder or seller.
Best For: First-time homebuyers, flat or villa buyers
Ideal for individuals who want to build a house on a plot they own or plan to buy.
Best For: Those building independent homes
3. Home Renovation Loan
To upgrade, improve, or renovate an existing house or flat.
Best For: Existing homeowners wanting property upgrades
4. Home Extension Loan
For building additional space like a room, floor, or balcony in your current home.
Best For: Growing families, multigenerational homes
5. Balance Transfer Home Loan
Switch your existing home loan to another lender at a lower interest rate.
Best For: Those already paying a high-interest loan
6. Plot Purchase Loan
Buy a residential plot from government/private authorities.
Best For: Those planning to construct later
7. NRI Home Loan
For Non-Resident Indians (NRIs) to invest or own a home in India.
Best For: NRIs looking to buy or invest in Indian real estate
8. Top-Up Home Loan
Get additional funds over and above your existing home loan.
Best For: Existing home loan borrowers with repayment track record
We Assist You Across India
Get expert help in cities like Mumbai, Delhi NCR, Bengaluru, Hyderabad, Chennai, Pune, Ahmedabad, Jaipur, Indore, Kolkata, Kochi, and across Tier 2/3 towns.
Common FAQs
Yes, we work with multiple lenders who consider alternate factors like income, banking, or co-applicants.
Yes, but if unavailable, we also assist in low-doc home loan options through select NBFCs.
Yes — co-applicants (like spouse/parent/sibling) can improve eligibility and loan amount.
How to Apply
Let’s Help You Move into Your Dream Home
Whether you're salaried, self-employed, an NRI, or planning to build — we make the home loan journey smooth and stress-free, from application to disbursal.